var Idx1=0;
	var Idx2=0;
	var Idx3=0;
	var	Idx4=0;
	var ctr1;
	var fstLvEn = new Array();
	var fstLvTc = new Array();
	var firstLvLink = new Array();
	var sndLvEn = new Array();
	var sndLvTc = new Array();
	var secondLvLink = new Array();
	var thdLvEn = new Array();
	var thdLvTc = new Array();
	var thirdLvLink = new Array();
	var fthLvEn = new Array();
	var fthLvTc = new Array();
	var forthLvLink = new Array();
	
	
	//if want to popup, 2nd param must set to "_blank"
	//First Level elements
	fstLvEn[Idx1] = "Life Product";
	fstLvTc[Idx1] = "人壽產品";
	firstLvLink[Idx1++] = new Array("product/index.asp", "");
	fstLvEn[Idx1] = "Professional Agent";
	fstLvTc[Idx1] = "精英榜";
	firstLvLink[Idx1++] = new Array("professional/index.asp", "");
	fstLvEn[Idx1] = "Claims Information";
	fstLvTc[Idx1] = "理賠知識";
	firstLvLink[Idx1++] = new Array("claims/index.asp","");
	fstLvEn[Idx1] = "Tips For Customers"
	fstLvTc[Idx1] = "客戶小錦囊"
	firstLvLink[Idx1++] = new Array("tips/index.asp","");
	fstLvEn[Idx1] = "Fund Price"
	fstLvTc[Idx1] = "互動下載區"
	firstLvLink[Idx1++] = new Array("http://www.ing.com.hk/main/tc/download/index.asp","_blank");
	fstLvEn[Idx1] = "Fund Price"
	fstLvTc[Idx1] = "基金價格"
	firstLvLink[Idx1] = new Array("http://home.ing.com.hk/fundprice/currentFundPrice.aspx?mode=MO","_blank");	
	
	for(ctr1=0;ctr1<firstLvLink.length;ctr1++) {
		sndLvEn[ctr1] = new Array();
		sndLvTc[ctr1] = new Array();
		secondLvLink[ctr1] = new Array();
		thdLvEn[ctr1] = new Array();
		thdLvTc[ctr1] = new Array();
		thirdLvLink[ctr1] = new Array();
		fthLvEn[ctr1] = new Array();
		fthLvTc[ctr1] = new Array();
		forthLvLink[ctr1] = new Array();
	}
	
	Idx1 = Idx2 = 0;
	//Second level for "Life Product"
	sndLvEn[Idx1][Idx2] = "ING Wealth Protection Portfolio - Helping You Have A Brilliant Life";
	sndLvTc[Idx1][Idx2] = "ING財富保障增值組合<br>為您拼出精彩人生";
	secondLvLink[Idx1][Idx2++] = new Array("product/index.asp","");
	sndLvEn[Idx1][Idx2] = "Product Details";
	sndLvTc[Idx1][Idx2] = "產品介紹";
	secondLvLink[Idx1][Idx2++] = new Array("product/index2_1.asp","");
	sndLvEn[Idx1][Idx2] = "Financial Analysis";
	sndLvTc[Idx1][Idx2] = "財務分析";
	secondLvLink[Idx1++][Idx2] = new Array("product/index3.asp","");
	
	//Second level for "Search my Agent"	
	Idx2 = 0;
	//Second level for "Professional Agent"
	sndLvEn[Idx1][Idx2] = "pro_1";
	sndLvTc[Idx1][Idx2] = "最佳營業顧問";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_1.asp","");
	sndLvEn[Idx1][Idx2] = "pro_2";
	sndLvTc[Idx1][Idx2] = "最多新保險單";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_2.asp","");
	sndLvEn[Idx1][Idx2] = "pro_3";
	sndLvTc[Idx1][Idx2] = "最佳新晉營業顧問";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_3.asp","");
	sndLvEn[Idx1][Idx2] = "pro_4";
	sndLvTc[Idx1][Idx2] = "星級營業員";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_4.asp","");
	sndLvEn[Idx1][Idx2] = "pro_5";
	sndLvTc[Idx1][Idx2] = "營業會";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_5.asp","");
	sndLvEn[Idx1][Idx2] = "pro_12";
	sndLvTc[Idx1][Idx2] = "金牌經理人";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_12.asp","");
	sndLvEn[Idx1][Idx2] = "pro_6";
	sndLvTc[Idx1][Idx2] = "最佳營業分區<br>（總營業額）";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_6.asp","");
	sndLvEn[Idx1][Idx2] = "pro_7";
	sndLvTc[Idx1][Idx2] = "最佳營業分區<br>（平均生產力）";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_7.asp","");
	sndLvEn[Idx1][Idx2] = "pro_8";
	sndLvTc[Idx1][Idx2] = "最佳營業區域";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_8.asp","");
	sndLvEn[Idx1][Idx2] = "pro_9";
	sndLvTc[Idx1][Idx2] = "百萬圓桌會（MDRT）";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_9.asp","");
	sndLvEn[Idx1][Idx2] = "pro_10";
	sndLvTc[Idx1][Idx2] = "國際龍獎IDA";
	secondLvLink[Idx1][Idx2++] = new Array("professional/pro_10.asp","");
	sndLvEn[Idx1][Idx2] = "pro_11";
	sndLvTc[Idx1][Idx2] = "優質服務獎IQA";
	secondLvLink[Idx1++][Idx2] = new Array("professional/pro_11.asp","");

	Idx2 = 0;
	//Second level for "Claims information"
	sndLvEn[Idx1][Idx2] = "Claims Report";
	sndLvTc[Idx1][Idx2] = "理賠報告"
	secondLvLink[Idx1][Idx2++] = new Array("claims/index.asp","");
	sndLvEn[Idx1][Idx2] = "Claims Procedure";
	sndLvTc[Idx1][Idx2] = "申請理賠文件及表格下載";
	secondLvLink[Idx1++][Idx2] = new Array("claims/death.asp","");
	
	////Second level for "Good Acts"
	//Idx1++;
	
	Idx2 = 0;
	//Second level for "Tips for Customers"
	sndLvEn[Idx1][Idx2] = "About Policy Application";
	sndLvTc[Idx1][Idx2] = "投保留意事項"
	secondLvLink[Idx1][Idx2++] = new Array("tips/index.asp","");
	sndLvEn[Idx1][Idx2] = "Premium Payment";
	sndLvTc[Idx1][Idx2] = "如何繳交保費"
	secondLvLink[Idx1][Idx2++] = new Array("tips/payment.asp","");
	sndLvEn[Idx1][Idx2] = "Policy-related Communications";
	sndLvTc[Idx1][Idx2] = "保單有關之通訊"
	secondLvLink[Idx1][Idx2] = new Array("tips/policy.asp","");
	//sndLvEn[Idx1][Idx2] = "General Communications";
	//sndLvTc[Idx1][Idx2] = "一般通訊";
	//secondLvLink[Idx1++][Idx2] = new Array("tips/general.asp","");
	
	//Second level for "Fund Price"
	Idx1++;
	
	for(ctr1=0;ctr1<firstLvLink.length;ctr1++) {
		for(ctr2=0;ctr2<secondLvLink[ctr1].length;ctr2++) {
			thdLvEn[ctr1][ctr2] = new Array();
			thdLvTc[ctr1][ctr2] = new Array();
			thirdLvLink[ctr1][ctr2] = new Array();
			fthLvEn[ctr1][ctr2] = new Array();
			fthLvTc[ctr1][ctr2] = new Array();
			forthLvLink[ctr1][ctr2] = new Array();
		}
	}
	//Third level start declaration here
	
	//Third level for "Life Product" -> "Needs at different life stages"
	Idx1 = Idx2 = Idx3 = 0;
	thdLvEn[Idx1][Idx2][Idx3] = "Education Funds";
	thdLvTc[Idx1][Idx2][Idx3] = "教育基金";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_1.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Savings Need";
	thdLvTc[Idx1][Idx2][Idx3] = "儲蓄需要";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_2.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Investment-linked Insurance Plan";
	thdLvTc[Idx1][Idx2][Idx3] = "投資相連壽險計劃";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_3.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Medical Protection";
	thdLvTc[Idx1][Idx2][Idx3] = "醫療保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_4.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Accident & Disability Protection";
	thdLvTc[Idx1][Idx2][Idx3] = "意外及傷殘保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_5.asp","");
	/*thdLvEn[Idx1][Idx2][Idx3] = "Female Protection";
	thdLvTc[Idx1][Idx2][Idx3] = "女性保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index1_6.asp","");*/
	thdLvEn[Idx1][Idx2][Idx3] = "Retirement Protection";
	thdLvTc[Idx1][Idx2][Idx3] = "退休保障";
	thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("product/index1_7.asp","");
	
	//Third level for "Life Product" -> "Product details"
	Idx1 = Idx3 = 0;
	thdLvEn[Idx1][Idx2][Idx3] = "Life Plan";
	thdLvTc[Idx1][Idx2][Idx3] = "傳統壽險";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_1.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Savings Plan";
	thdLvTc[Idx1][Idx2][Idx3] = "儲蓄計劃";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_2.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Investment Linked";
	thdLvTc[Idx1][Idx2][Idx3] = "投資壽險";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_3.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Child Education";
	thdLvTc[Idx1][Idx2][Idx3] = "子女保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_4.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Annuity Plan";
	//thdLvTc[Idx1][Idx2][Idx3] = "年金保障";
	//thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_5.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Female Plan";
	//thdLvTc[Idx1][Idx2][Idx3] = "女性保障";
	//thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_6.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Senior Plan";
	thdLvTc[Idx1][Idx2][Idx3] = "長者保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_7.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Medical Plan";
	thdLvTc[Idx1][Idx2][Idx3] = "醫療保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_8.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Critical Illness";
	thdLvTc[Idx1][Idx2][Idx3] = "危疾保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_9.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Accident & Disability";
	thdLvTc[Idx1][Idx2][Idx3] = "意外及傷殘保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/index2_10.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Waiver of Premium";
	thdLvTc[Idx1][Idx2][Idx3] = "保費豁免計劃";
	thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("product/index2_11.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Other Rider";
	//thdLvTc[Idx1][Idx2][Idx3] = "其他附約";
	//thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("product/index2_12.asp","");
	
	//Third level for "Life Product" -> "Financial Analysis"
	Idx1 = 0;
	Idx2 = 2;
	Idx3 = 0;
	thdLvEn[Idx1][Idx2][Idx3] = "Children's Education Fund";
	thdLvTc[Idx1][Idx2][Idx3] = "子女教育基金";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/cal1.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Retirement Fund";
	thdLvTc[Idx1][Idx2][Idx3] = "退休生活費用";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/cal2.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Protection";
	thdLvTc[Idx1][Idx2][Idx3] = "所需保障";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("product/cal3.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Investor Profile Analysis";
	thdLvTc[Idx1][Idx2][Idx3] = "投資取向分析";
	thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("product/ipa.asp","");

	//Third level for "Claim Information" -> "Claim Procedures"
	Idx1 = 2;
	Idx2 = 1;
	Idx3 = 0;
	thdLvEn[Idx1][Idx2][Idx3] = "Death Claims";
	thdLvTc[Idx1][Idx2][Idx3] = "死亡賠償";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/death.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Crisis Insurance Claims";
	thdLvTc[Idx1][Idx2][Idx3] = "危疾保障賠償";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/critical.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Hospitalization Claims";
	thdLvTc[Idx1][Idx2][Idx3] = "住院賠償";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/hosp.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "Accident Claims";
	thdLvTc[Idx1][Idx2][Idx3] = "人身意外及死亡保障賠償";
	thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/acci.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Waiver of Premium Benefit Claims";
	//thdLvTc[Idx1][Idx2][Idx3] = "保費豁免賠償";
	//thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/wop.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Waiver of Premium Benefit Plus Claims";
	//thdLvTc[Idx1][Idx2][Idx3] = "特級保費豁免保障賠償";
	//thirdLvLink[Idx1][Idx2][Idx3++] = new Array("claims/wopp.asp","");
	//thdLvEn[Idx1][Idx2][Idx3] = "Parent Risk Benefit Claims";
	//thdLvTc[Idx1][Idx2][Idx3] = "父母保障（保費豁免）賠償";
	//thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("claims/parent.asp","");
	thdLvEn[Idx1][Idx2][Idx3] = "WOP / Parent Risk Benefit Claims";
	thdLvTc[Idx1][Idx2][Idx3] = "保費豁免賠償／父母保障（保費豁免）賠償";
	thirdLvLink[Idx1][Idx2++][Idx3++] = new Array("claims/wop_parent.asp","");
 	
	tempAlert = ""
	for(ctr1=0;ctr1<firstLvLink.length;ctr1++) {
		for(ctr2=0;ctr2<secondLvLink[ctr1].length;ctr2++) {
			for(ctr3=0;ctr3<thirdLvLink[ctr1][ctr2].length;ctr3++) {
				fthLvEn[ctr1][ctr2][ctr3] = new Array();
				fthLvTc[ctr1][ctr2][ctr3] = new Array();
				forthLvLink[ctr1][ctr2][ctr3] = new Array();
			}
		}
	}
	
	var fstLv = fstLvEn;
	var sndLv = sndLvEn;
	var title = titleEN;
	var output = "";
	if (lang == 1) {
		fstLv = fstLvTc;
		sndLv = sndLvTc;
		title = titleTC;
	}
	
	function getLink(link){
		var output = "";
		//if (link.constructor.toString() != "Array") return "";
		if (link[0].indexOf("ht"+"tps://") != -1) {
			output = link[0];
		} else if (link[0].indexOf("ht"+"tp://") != -1) {
			output = link[0];
		} else if (link[0].indexOf("javascript") != -1) {
			output = link[0];
		} else {
			output = root +langFolder[lang]+link[0];
		}

		if (link[1] == "_blank") {
			output += "\" target=\"_blank";
		}

		return output;
	}
	
function externalLink(url){
	eval("nw = window.open(url, 'external','toolbar=yes,location=yes,directories=yes,status=yes,menubar=yes,scrollbars=yes,resizable=yes,pageXOffset=0,pageYOffset=0,top=0,left=0,width=700,height=500')");
	if ( nw.focus != null)
	{nw.focus();}
}

var win=null; 
function NewWindow(mypage,myname,w,h,scroll,pos){ 
if(pos=="random"){LeftPosition=(screen.width)?Math.floor(Math.random()*(screen.width-w)):100;TopPosition=(screen.height)?Math.floor(Math.random()*((screen.height-h)-75)):100;} 
if(pos=="center"){LeftPosition=(screen.width)?(screen.width-w)/2:100;TopPosition=(screen.height)?(screen.height-h)/2:100;}
if(pos=="left"){LeftPosition=0;TopPosition=0;}
if(pos=="right"){LeftPosition=(screen.width)?(screen.width-w)-10:100;TopPosition=0;}
else if((pos!="center" && pos!="random" && pos!="left" && pos!="right") || pos==null){LeftPosition=0;TopPosition=20} 
settings='width='+w+',height='+h+',top='+TopPosition+',left='+LeftPosition+',scrollbars='+scroll+',location=no,directories=no,status=no,menubar=no,toolbar=no,resizable=no'; 
win=window.open(mypage,myname,settings); 
if(win.focus){win.focus();}} 



function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}

function MM_reloadPage(init) {  //reloads the window if Nav4 resized
  if (init==true) with (navigator) {if ((appName=="Netscape")&&(parseInt(appVersion)==4)) {
    document.MM_pgW=innerWidth; document.MM_pgH=innerHeight; onresize=MM_reloadPage; }}
  else if (innerWidth!=document.MM_pgW || innerHeight!=document.MM_pgH) location.reload();
}
MM_reloadPage(true);

function MM_showHideLayers() { //v6.0
  var i,p,v,obj,args=MM_showHideLayers.arguments;
  for (i=0; i<(args.length-2); i+=3) if ((obj=MM_findObj(args[i]))!=null) { v=args[i+2];
    if (obj.style) { obj=obj.style; v=(v=='show')?'visible':(v=='hide')?'hidden':v; }
    obj.visibility=v; }
}